Family caregiver and elderly mother smiling in front of the U.S. Capitol, representing the Credit for Caring Act supporting caregivers.

In a Divided America, Here’s One Bill Everyone Should Support: The Credit for Caring Act

Across the country, millions of family caregivers are caring for loved ones while trying to hold their lives together. They’re managing bills, working jobs, and staying up late to make sure a parent or spouse is safe at home. It’s the hardest job in America — and it’s unpaid.

Now, one bill in Congress could finally bring some relief.

What Is the Credit for Caring Act?

The Credit for Caring Act (H.R. 7165) is a bipartisan proposal that would give family caregivers a federal tax credit of up to $5,000 every year.

It’s designed to help offset the real costs of caregiving — things like home care aides, adult day care, respite care, and home modifications for a loved one with long-term care needs.

Unlike most short-term relief programs, this bill is written for the people in the middle — working family caregiverswho often earn too much to qualify for assistance but not enough to cover the cost of care out of pocket.

How the Tax Credit Would Work

The Credit for Caring Act would allow family caregivers to receive a non-refundable tax credit of up to $5,000 per year.

  • The credit equals 30% of eligible care expenses over $2,000.

  • To qualify, a caregiver must have earned income of at least $7,500 per year.

  • Covered expenses include home care aides, adult day services, respite care, and home safety modifications.

  • The person receiving care must meet functional or cognitive limitations certified by a licensed healthcare practitioner.

It’s not a handout — it’s a fair acknowledgment that family caregiving is real labor that keeps millions of seniors out of institutions and helps families stay together.

Why This Bill Matters

According to AARP, more than 63 million Americans provide unpaid care every year, totaling over $600 billion in unpaid labor. These caregivers make meals, manage medications, handle transportation, and provide emotional support — all while trying to balance work and family responsibilities.

Many are forced to cut hours or leave their jobs. Some spend more than $7,000 a year of their own money to support a loved one. The financial and emotional cost is enormous.

The Credit for Caring Act won’t solve every problem, but it’s a meaningful start — a recognition that caregiving deserves financial relief, not more hardship.

And what’s rare in today’s climate is that this bill has bipartisan support. It’s co-sponsored by lawmakers from both parties and supported by major organizations like AARP and the Alzheimer’s Association.

In a divided America, this is one issue we should all agree on — helping the people who keep our families together.

The Bigger Picture

Passing this bill would ease some of the pressure on caregivers, but it would also strengthen communities. When caregivers are supported, seniors stay safer at home, hospital readmissions drop, and families maintain stability.

It’s not just about taxes — it’s about valuing human care as part of our economy and our culture.

My Story as a Family Caregiver

As someone who’s walked this road personally, I understand what it means to juggle caregiving and bills. The costs pile up — supplies, safety equipment, transportation, and countless small things that insurance doesn’t touch.

I’ve seen how heavy that financial strain can be on families who are simply doing their best.

That’s why I started ENHDME — to make quality home care items accessible and affordable for families who need them most. If you’re a caregiver trying to find ways to stretch your budget, reach out to me directly. I’ll personally help you find budget-friendly alternatives that offer the same reliability as top brands.

You don’t have to do this alone.

See More on This Topic

Watch our short video on the Credit for Caring Act here.

Visit ENHDME.com for affordable, caregiver-tested home care products and real guidance from someone who understands what you’re going through.

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